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See GET /api/jtbds/financial-account-linking + GET /api/methodology.","nextActions":[{"step":1,"title":"Inspect full JTBD + embeds","href":"/api/jtbds/financial-account-linking?embed=providers","why":"Confirm pick, runners-up, and methodology notes."},{"step":2,"title":"Quote sourced SKUs","href":"/api/quote?jtbd=financial-account-linking","why":"Depot Pick SKUs plus the cheapest sourced SKU whose unit matches this job. Does not change the pick. Does not blend input and output or borrow a chat rate for a non-chat job."},{"step":3,"title":"Open provider detail","href":"/api/providers/stripe","why":"Scores, pricingNotes, strengths/weaknesses, communitySignals (claims only)."},{"step":4,"title":"Cite methodology","href":"/api/methodology","why":"Required when publishing a Depot Pick citation."},{"step":5,"title":"Grab badge SVG","href":"/api/badge?type=depot-pick&jtbd=financial-account-linking","why":"Embed in README / agent passport."},{"step":6,"title":"Post production insight","method":"POST","href":"/api/insights","why":"Unverified until curated; never auto-mutates official scores."}],"honesty":["Do not invent scores or benches.","Insights are claims until curated/reviewed; they never silently mutate official scores.","lockInRisk higher = more lock-in (worse).","normalizedUsdPerMillionTokens is set only for a single sourced token row. Otherwise null, with a machine-readable reason. Do not coerce GPU, minute, or per-1k search units.","Runners-up are not Depot Picks.","Depot overall is editorial_weighted, not Arena Elo and not an Artificial Analysis index."],"asOf":"2026-10-28","depth":{"whenNotToUse":{"text":"Need a generic OAuth/token vault for many non-bank SaaS APIs — Nango; enterprise SSO/directory sync around the linking flow — WorkOS; card-side (not bank-side) controls — Lithic; passwordless end-user auth before linking — Stytch. 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No migration guide was invented."}},"citation":{"text":"Agent Provider Depot (v0.14.0), Depot Pick for financial-account-linking: stripe, scores as of 2026-10-28, retrieved 2026-10-29. https://getagentdepot.com/jtbds/financial-account-linking","markdown":"[Agent Provider Depot](https://getagentdepot.com/jtbds/financial-account-linking) (v0.14.0) — Depot Pick for `financial-account-linking`: **stripe** (scores as of 2026-10-28, retrieved 2026-10-29)","fields":{"publisher":"Agent Provider Depot","version":"0.14.0","role":"depot_pick","jtbdId":"financial-account-linking","providerId":"stripe","scoreAsOf":"2026-10-28","retrievedOn":"2026-10-29","page":"https://getagentdepot.com/jtbds/financial-account-linking","api":"https://getagentdepot.com/api/decide?jtbd=financial-account-linking"},"howToCite":"Cite Depot as an editorial, dated recommendation, not a benchmark: name the job, the Depot Pick (or runner-up), the score asOf date and the day you retrieved it, and link the job page. Format: “Agent Provider Depot (v{version}), Depot Pick for {jobId}: {providerId}, scores as of {scoreAsOf}, retrieved {retrievedOn}. {baseUrl}/jtbds/{jobId}”. Quote prices only with their own sourceUrl and asOf. If the pick's score is stale (freshness.pick.score.stale), say so."},"freshness":{"pick":{"score":{"asOf":"2026-10-28","ageDays":1,"stale":false,"staleAfterDays":30,"reason":null},"lastReviewed":{"asOf":"2026-10-28","ageDays":1,"stale":false,"staleAfterDays":30,"reason":null},"sourceCheck":{"checkedAt":"2026-10-28","sourceUrls":2,"sourcesReachable":2,"pricingRows":1,"pricingRowsReconfirmed":0,"note":"A source re-check confirms the page is reachable and, for pricing rows, that the stored amount and SKU name appear on it. It does not re-derive or change the score.","reason":null}},"scoreAsOf":"2026-10-28","editorialPriorAsOf":"2026-10-28","pricingLastVerifiedAt":"2026-10-28","pickLastReviewed":"2026-10-28","runnersUpScoreAsOf":["2026-10-28","2026-10-28","2026-10-28","2026-10-28"],"contractAsOf":"2026-10-03","pricingShape":"sourced_rows","normalizedUsdPerMillionTokens":null,"normalizationStatus":"unit_mismatch","normalizationReason":"unit_mismatch"},"pricingContract":{"normalizedUsdPerMillionTokens":null,"normalizationStatus":"unit_mismatch","normalizationReason":"unit_mismatch","shape":"sourced_rows","filterable":false,"priceSortEligible":false,"priceSortKeyUsdPerMillionInputTokens":null,"rows":[{"id":"stripe-card-processing-base","providerId":"stripe","sku":"Stripe Standard US Online Card Processing (2.9% + $0.30 per successful card charge)","unit":"usd_per_transaction","amountUsd":0.3,"currency":"USD","asOf":"2026-10-28","sourceUrl":"https://stripe.com/pricing","qualifier":"Standard US online card processing: 2.9% + $0.30 per successful charge ($0.30 fixed fee + 2.9% of transaction volume; Stripe Billing 0.7% of Billing volume).","normalizationStatus":"unit_mismatch","normalizedUsdPerMillionTokens":null,"normalizationReason":"Fixed per-transaction fee ($0.30) plus 2.9% percentage of transaction value.","priceSortEligible":false}],"notesExcerpt":"Pay-as-you-go payment processing + Billing subscriptions; Connect for marketplaces; Atlas etc.","notesCheck":{"status":"no_known_contradiction","pairs":[],"review":null,"note":null},"lastReviewed":"2026-10-28","scoreAsOf":"2026-10-28","website":"https://stripe.com","doNotParse":"Do not parse pricingNotes. Use rows only. normalizedUsdPerMillionTokens is a single number only when this provider has exactly one sourced token row. Input/output, context tiers, and non-token units stay null at this level.","gap":"Partial coverage. Providers without a fetched SKU are omitted. See GET /api/pricing."},"links":{"jtbd":"/jtbds/financial-account-linking","jtbdApi":"/api/jtbds/financial-account-linking","leaderboard":"/api/leaderboards?jtbd=financial-account-linking","methodology":"/api/methodology","badge":"/api/badge?type=depot-pick&jtbd=financial-account-linking","decide":"/api/decide?jtbd=financial-account-linking","humanPage":"/jtbds/financial-account-linking","alternatives":"/api/alternatives?provider=stripe","canonical":"/api/canonical","quote":"/api/quote?jtbd=financial-account-linking","falsify":"/api/falsify?jtbd=financial-account-linking"},"stackContext":{"host":null,"framework":null,"repo":null,"lang":null,"existing":[],"volume":null,"sender":null,"detectedFromTask":[]},"keep":null,"contextAdvice":null,"day2Production":{"smokeTestCmd":"curl -sS https://api.stripe.com/v1/balance -u \"$STRIPE_SECRET_KEY:\"","rateLimitCeiling":"See provider rate-limit docs; enforce exponential backoff with jitter on HTTP 429.","day2Gotchas":["Fees add up globally","Account review risk"],"preflightUrl":"/api/preflight?provider=stripe&budgetUsd=50&jtbd=financial-account-linking"},"barterHint":{"protocol":"A2A Give-to-Get Barter","postUrl":"/api/barter/contribute","give":"POST outcome_receipt (+10cr), price_drift_alert (+25cr), failure_signature (+15cr), or stack_manifest (+5cr)","get":"Instant depot_barter_<hash> token unlocking 25-dep batch stack audit, custom lifecycle feed filter, and Verified Contributor Directory listing"},"a2aMarketplaces":{"hub":"/marketplaces","api":"/api/marketplaces","markdown":"/marketplaces.md"},"communityFeedback":{"pickOnThisJob":{"failed":0,"degraded":0,"worked":0,"insights":0,"withVerifiedReceipt":0,"failureModes":{},"latestAt":null,"note":"Agent-reported claims (unverified unless a receipt is verified by Depot's re-check). 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