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Polar

Depot pick for ai-merchant-of-record. Prefer Stripe when you already have tax/ops staff; OpenMeter/Kong when…

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Depot pick for ai-merchant-of-record. Prefer Stripe when you already have tax/ops staff; OpenMeter/Kong when metering is internal-only. Strengths: Public MoR fee ladder (no sales-gated volume theater); Built for AI usage/seat/credit billing in one afternoon; OSS + strong agent/docs surface.

Overall
8.1
curated_estimate
confidence: high · as of 2026-09-14
Capability fit
8.4
Price / performance
8.2
Latency / reliability
8.0
Developer & agent DX
9.0
Privacy / data retention
7.8
Lock-in risk (higher = worse)
4.0
Maturity / track record
7.2

Lock-in risk: higher = more lock-in (worse). Overall already inverts this dimension.

Sources: Polar pricing: https://polar.sh/resources/pricing · Polar fees docs: https://polar.sh/docs/merchant-of-record/fees · Polar: https://polar.sh

Depot pick for ai-merchant-of-record. Prefer Stripe when you already have tax/ops staff; OpenMeter/Kong when metering is internal-only.

Strengths

  • · Public MoR fee ladder (no sales-gated volume theater)
  • · Built for AI usage/seat/credit billing in one afternoon
  • · OSS + strong agent/docs surface

Weaknesses

  • · MoR fees higher than raw Stripe for US-only simple SaaS
  • · Younger than Stripe Billing at enterprise edge cases
  • · Payouts still ride Stripe rails/fees

Pricing notes

As of 2026-09-14 (polar.sh/resources/pricing): Merchant of Record. Starter free at 5%+$0.50/txn; Pro $20/mo + 3.8%+$0.40; Growth $100 + 3.6%+$0.35; Scale $400 + 3.4%+$0.30. Orgs before 2026-05-27 keep Early Member 4%+$0.40 (+0.5% subscriptions). +1.5% international cards. Usage metering for tokens/API/GPU events; LLMStrategy for Vercel AI SDK.

Regions: global, us, euLast reviewed: 2026-09-14Status: active

Sourced pricing

Contract status unavailable · no_sourced_price. Single normalized $/1M: null. Machine list: /api/pricing?provider=polar

No sourced SKU row. Notes above stay prose.

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